Medicare is Dying! What Am I supposed To Do Now?

Medicare’s finances were downgraded in a new report from the program’s trustees.

Medicare’s hospital insurance fund will be depleted in 2026, said the trustees who oversee the benefit program in an annual report.

That is three years earlier than projected last year.

Medicare beneficiaries wouldn’t face an immediate cut after the trust fund is depleted in 2026.

The trustees said the share of benefits that can be paid from revenues will decline to 78% in 2039.

That share rises again to 85% in 2092.

The hospital fund is financed mainly through payroll taxes.

The trustees said Medicare’s changed outlook is due to adverse changes in the program’s income and costs.

Hospital insurance fund income is projected to be lower than last year’s estimates

thanks to “lower payroll taxes attributable to lowered wages in 2017 and lower levels of projected GDP,” the trustees said.

And hospital insurance fund expenditures are expected to be higher than last year’s estimates, the trustees said.

Treasury Secretary Steven Mnuchin said in a statement that “lackluster economic growth in previous years,” as well as an aging population, has contributed to shortages for both Social Security and Medicare.

He said the Trump administration’s economic agenda, including tax cuts and trade deals, would generate growth and help to secure the programs.

Yea and I believe in unicorns.

AARP said in a statement that the report showed “challenges ahead for the long term,” and singled out health care for action during the election year.

Achieve Your Goals Faster

Some people may think that goals have a definite timeline to accomplish.

In part, this is true, but there are certainly ways on how you can hasten the process.

You can achieve more great things by focusing on the current job and getting it done, without any compromise.

Here are some guidelines from the experts that you can use yourself.

Step One: Forming a Team

Things can be accomplished more quickly if you rely on other people and assign tasks accordingly.

When forming a team, it is important that you choose individuals whom you can trust and are truly competent in the fields you assign them to.

Teams need to be supervised to ensure that you get the results you want.

You can also create a hierarchy or create pairs so that one can look out for the other, thereby saving you time when reviewing work.

Forming a team gives you the benefit of practicing your leadership skills.

You will find that later on, you also get to finish tasks more quickly alone, since you’ve already created an effective system that will provide a smoother flow of various jobs.

Make sure you also get the appropriate number of people for the job, or else you risk having too many to watch over, wasting precious time in the process.

Step Two: Finding Shortcuts

Some goals actually have shortcuts that you can use to reach more quickly.

These are not quick fixes, but can help the entire system respond in a more conducive manner, thereby boosting the process.

For example, there are no short cuts to permanent weight loss, but you can do some techniques that will hasten the fat loss.

Some of the approaches include using HIIT or high intensity interval training, instead of the traditional cardiovascular exercise.

HIIT is done only in 20 minutes’ tops, and burns more fat and raises your metabolism higher and for longer periods of time. Your body will respond to the exercise faster.

To know about the shortcuts, always stay updated with changes and developments in technology and professional programs.

Stay connected in a network of people related to your goals. Joining forums and online seminars are ideal.

You can also talk to experts, so you can compare processes and determine if a certain approach is truly effective.

Step Three: Extra Hours

Consistency, discipline and dedication always give you faster and better results.

If you want to finish things faster, you may have to put in extra hours and work longer than the usual.

The more important thing is that you keep stress levels down afterwards by relaxing and giving yourself enough time to rest.

This way, you can move on to the next goals to be achieved. Overtime should also be well-planned.

You cannot expect to work effectively beyond your usual time if you’re still tired the night before or do not have enough equipment to work with.

Prepare and strategize by coming up with small objectives and actions steps to be done in sequence.

Having information prior to your overtime can help greatly and save you lots of idle time.

You may also ask someone to work with you during overtime to accomplish more.

Try to incorporate all the three steps above and see for yourself how much more you can boost the process.

 

Know What Really Matters and Find Your Passion

What are the things that really matters to you at work?

How do you define success at work?

Majority of the working people confess to experience a disconnection between having a job and doing what they are really passionate about.

Many of these people are experiencing irregular sleeping habits, stress, and left for years wondering what really matters in their life.

Since work is not just an eight-hour interruption of the day and you spend most of waking hours on it, it is important to start finding your passion and incorporate it in your job.

Whether you like it or not, you are affected by choices you make at your job. How you act at work is often the most documented record of who you are, what you stand for, and what you believe.

For you to feel what really matters it is important that you can clearly determine the how, when, and why of the discovery of finding joy, serenity, and fulfillment in life.

Firstly, you must find yourself.

Many people already know what really matters to them but are clouded with daily excuses and conflicting priorities that restricts them from following their lifelong wishes.

If you want to find your passion you must let your heart and true calling guide you.

  • Ask yourself these questions:
  • What made your greatest work experience so great?
  • What made your worst experience so bad?
  • What is the most important thing missing from your life right now?
  • Who is most important to you? What lesson has served you best throughout your career?
  • What message has been bouncing inside your head for the past year?
  • Who influenced you the most?

The answers to these questions are the lessons you learned in your work life.  Ponder on them; it will keep you always on track to your passions in life.

You never get back the time you spent to the company.

Time is precious and every day you are asked to make thousands of choices that defines who you are.

Finding the choices that really matter to you will help you not to waste your precious time in life.

So you must choose wisely! Be aware and clear. Know and claim the choices that lead you to your passion.

The things we do at work transforms the way other people view us.

Does your work reflect your true personality?

Or your everyday choices at work allow you to be true to yourself?

If you want to live your life to the fullest, have the courage to be true to your passion and find the job that gives you the opportunity to do it.

Follow your heart and dreams and strive on finding your passion.

When you do this, you will experience a transformational leap of knowing yourself and connection to the universe.

Each person has a unique final discovery of their passion but it truly determines who you want to be.

World-renowned essayist Ralph Waldo Emerson has summed up some of the things that can define an individual’s success, you might find inspiration thru his words:

Success
To laugh often and much;
to win the respect of intelligent people and the affection of children;
to earn the appreciation of honest critics and endure the betrayal of false friends;
to appreciate beauty; to find the best in others;
to leave the world a bit better, whether by a healthy child, a garden patch or a redeemed social condition;
to know even one life has breathed easier because you have lived.
This is to have succeeded.

Key to Finding Your Passion at Work: Understanding Your Strengths and Values

Knowing yourself and feeling confident about yourself helps a lot in finding your passion at work.

This begins with accurate understanding of your strengths and values – it’s what makes you feel good about yourself.

The process starts by evaluating the factors that molded your personality – family, experiences, education, and training’s.

Majority of your strengths and values can be determined even at young age.

Some are the product of your parents’ upbringing while some are the product of unfulfilled needs you try to reinforce as you grow mature.

Knowing your top top-five strengths and values gives you a template by which you measure choices in your career and personal life.

Being successful at work means you can freely use all of these strengths as well as fulfill your values.

When your act is not reflected with your strengths and values, what do you feel?  Useless and powerless?

You fail when you find yourself in a work that tells so little about your values, your thought and feelings.

When you are in this kind of situation, you feel tied up in a routine that is too far from your own personality.

You will usually feel bored and unfulfilled. You don’t look forward to exciting and adventurous days. You feel trapped and always wish for vacations, day-offs and lunch breaks.

Regardless of how much money you make, when you deny your thoughts and feelings – your work is difficult and boring.

The best time to determine your strengths and values are when you are honest and direct.

By accepting your feelings, you reveal so much of your potentials and possibilities in life. It is also important to become proud of yourself.

Some people hide their true strengths out of fear of rejection. Your power lies in your uniqueness and powerful people are confident about their self even if it’s about negative or positive one.

To find your passion at work you must resist the urge of comparing yourself to others as it limits your choices and career development.

Your hobbies and interests tell so much about your strengths and values. We take pleasures in the things we do such as reading, gardening and traveling.

The things you do naturally and effortlessly motivate and empower you. Pleasurable experiences are either academic or non-academic.

When you enjoy yourself doing something, your personal strengths are clearly manifested. Remind yourself of the times you feel so happy at work?

What are the values and strengths that were so evident from you?

Values change over time but there are some that remains embedded in our personality. These values reflect what you think is good and worthwhile.

Of all human activities, work has the potential of fulfilling your personal values and defines your career choices.

When you are true to yourself and passionate with your values you are most likely to find yourself in the work you love and enjoy.

Most of your values are evident in the things you do and say. While there are some that comes into the open under certain circumstances.

Now that you have assessed your strengths and values, you already can determine your parameter when looking for new employer or job.

Make sure the values and strengths you have are in line with your job or employer.

In finding your passion at work it is important to be able to fully share the values and strengths important to you.

 

Personal Mastery And Organizational Performance

Personal mastery is not something you can accomplish overnight.

It is not just going beyond what you can do with your skills and talents. Personal mastery is how you understand and direct your life.

For an organization to succeed, each person member of the organization has to be part of the organization purpose and make it their own personal purpose.

When each member of the organization adapts the organization purpose as their purpose, personal and organization growth increases.

Imagine the power of an organization whose member believe and are committed to one idea? This is the deepest commitment an organization could ever have.

On a “journey” towards personal mastery, you are in search for your life direction and purpose. You are aware of your personal weaknesses and strength, responsible for your actions and accept who you are.

Followers of personal mastery are capable of accepting the harsh realities and learn to adapt with the changes happening in their surroundings. Those who have high level of personal mastery are able to commit into their lives and see themselves as part of the whole.

These people when combined with the members of the group or an organization, can influence others to have the same thought. They can influence but not control.

Since they are grounded to reality, they can objectively identify the areas where improvements are needed in the organization. They become a part of the system and see themselves as part of the holistic development of the organization.

Not only do people with high level pf personal mastery able to influence others, their commitment could also be an example and they could also take on leadership in the organization.

Effective managing is one of the necessary methods that can be performed to help other organization members to commit into the organization’s purpose. Simple act like coaching and counseling can be a great help for promoting personal growth.

Personal mastery also helps organization members to step out of the box or their comfort zones. Some organization leaders are not comfortable would this idea sometimes, especially if the activities in the comfort zone are those that have produced success. But stepping out of the comfort zone strips people of the self-imposed limitations.

Personal mastery is about expressing your talents and yourself in creative manner.

Growth and development are the concepts encouraged by personal mastery. When organization members are working to attain personal mastery, their personal vision clears and starts getting fulfilled.

There are changes that can happen when organization members work for personal mastery like easy resolution even in hard issues and cases, teams and groups work easily even if they do not belong in the same department and accomplishments is starting to be common in the organization.

An organization can help their members to attain personal mastery, there are training’s, consultancy and coaching which can be provided to individuals, teams and even to the whole organization.

Training and consultations could include self-leadership, stress- management, well-being, emotional and social intelligence and other related disciplines.

Dealing with these different aspects would surely improve the organization performance. Organizations should capitalize on their most important asset, their people.

Organization members who have attained personal mastery would understand the organization’s strategy, how their own actions contribute to their colleague’s and superior’s performance, and how their tasks in part of the whole performance.

Better Your Brain Performance

You may have personally experienced, or just heard from other people, of the mental boost that they get from smoking.

Perhaps, for a short period of time such boost may be true, however in the long run, the effect of the tobacco consumption may be more dangerous to your brain than what you have expected.

If you want to better your brain’s well-being, you have to worry about what affects your IQ.

An Addiction Research Center conducted a research regarding the long-term effects of alcohol on an alcoholic’s brain functioning.

As expected, alcohol was found to be associated with mental problems and lower IQ scores. And as an addition to their findings, they also found out that long-term smoking has an effect on decreased brain power.

The results showed that alcohol has more severe effects on the thinking skills of alcoholic men who have been smoking for quite some time already.

It has an adverse effect on memory, problem-solving skills and even the IQ of these men.

Among these alcoholic subjects, cigarette smoking was seen to be related to reduced mental functioning.

However, even though the cause and effect relationship between smoking and the decreased mental performance was not clearly established, there are still some things which point out to the fact that cigarettes are the cause to such effect

. In order to prove this point, more studies will have to be conducted.

Aside from these bad vices, there are still other things which may cause the reduction of your brain power.

Other Short-term Causes for Poor Thinking Performance

According to some more studies, foods which include artificial food coloring and sweeteners may be bad for the brain, more especially if they are consumed in large quantities.

Usually, the children are the ones more affected negatively by these artificial flavorings and coloring’s. Examples of these kinds of foods are colas, white bread and hydrogenated oils.

The hydrogenated oils may cause the clogging of the arteries, and thus may result to heart diseases. Because of the clogs, it would be harder for the blood to flow to the brain.

Artificially sweetened foods are unhealthy as well because they can cause fluctuations in blood sugar levels. These fluctuations may cause short-term brain fogging and even diabetes. Thus, it would be wiser for you to stay away from excessive sugar products.

Aside from these foods, other intangible things are believed to cause decrease of brain power.

Personal problems such as egotism may be a factor. Because of egotism, a person may limit ideas into just one view, which is their own. Because of egotism, we become settled with just our original thought and think that since these thoughts are more important than others then there is no more need to look at the ideas that come from others.

As you may have noticed, the effects of the bad eating habits as well as the personal problems may just be temporary.

Thus, if you stop eating all those junk foods and start eating healthy; and likewise stop being so egocentric, then your brain functioning may just return to its normal performance

Fortunately, these factors affect the brain efficiency temporarily; unlike with alcoholism and smoking wherein the effects really do affect the IQ.

However, despite the effects’ permanence, the fact still remains that you should take care of your brain.

You should keep it healthy all the time by doing things beneficial to your mental health.
Whether or not the efficiency of your brain is affected temporarily or permanently, the truth is that it is still harmed for a certain period of time.

You should know better; your brain performance should always be at its prime.

Problems to Expect When You Try to Achieve Your Goals

Every person may not be fully aware that all successful people have experienced problems that, at more than one time, demotivated them enough to decide to quit.

Hindrances are inevitable in every successful person’s life, so you should always expect several to come your way as you try to achieve your goals.

Here are some of the things to expect soon.

Financial Setbacks
Money is often the main problem that hinders people from achieving their dreams. There are challenges that arise that require a lot of financial capital or support.

The problem for most individuals is that they can’t seem to find the proper source to adequately maintain their needs for a variety of projects.

The main idea is to learn how to wait for the right opportunity, to avoid exhausting your resources too soon and unwisely.

It is important to consider other things that will help you survive for the long term.
If you’re going into business, you should prepare for the startup capital, as well as operational expenses to support the company until it is ready to stand independently.

Make sure you plan and review everything before investing.

Problems with People
Even though you may already be ready for different types of challenges at different times, others may not be as cooperative or as capable as you.

Each person has unique needs and aspirations, so as a leader, you need to focus on these first to gain their interest and help.

People who are selfish or unwilling to work with you can have traits that can cause the company to collapse.

Some of the negative characteristics include dishonesty, being rebellious and laziness. All these can hinder your progress and keep you from reaching your goals.

It is important to develop leadership skills, so that you can adequately encourage and motivate all your people to help you reach certain objectives.

Give them missions and functions that best suit their own strengths and capabilities.

Understand and get to know other people better so that you can expand the network fully, opening more opportunities in the process.

Talk to other successful individuals and learn from their own experience, mistakes and personal techniques. These people usually are more than willing to share their wisdom with you.

Problems with Nature
The forces of nature are truly inevitable so you always need to have a second or third backup plan ready for these.

Some of the things to expect are bad weather, accidents, disease, economic crisis, death, theft, fraud, scandals and change in the system or government.

Try to create plans and objectives that are flexible.

You can set deadlines for your projects, but make sure that you still have other ways around if the unstoppable occurs.

Natural forces are part of life so you will encounter these as long as you have goals.

Even those without goals need to deal with these aspects. The most important thing is that you do not lose steam and stay motivated and fired up to reach your goals, no matter the cost.

Find alternatives and other people who can help you deal and cope during setbacks.

 

Set and Achieve Your Goals The Right Way

People set their goals differently, depending on their current situation, resources, physical capacity and other factors.

You can, however, follow some guidelines to make sure that your goals are credible and possible.

Too many individuals set their goals too high unknowingly, only to lose and get disappointed for life. Here are some tips for you.

Being Specific
Goals need to be specific, so that you know which part of the process you’re currently in and the particular ways on how you will achieve it.

Most people have goals to get promoted, get rich, improve relationship and the like, but these are very vague and your mind can become confused about what you truly mean.

General descriptions usually do not have boundaries, so you always leave room for mistakes and compromise. If you want results that you can be proud of, be specific.

To be specific, you need to include the full details. Write down something like, “I want to get $1 million by October of this year.” or “I need to become key supervisor of the sales division by next week.” or “I want my kids, Taylor and Chad, to become best friends beginning tomorrow.”

Include the names, the position, the amount, the date and everything else needed to train your mind to start working towards that goal.

Being Measurable
Goals need to be measurable so that you can gauge how well you have done lately.
To help measure your paths and goals, you should include measurable details.

For your job, you can include details such as the number of hours you’re working, the amount you’re earning, the staff you’re handling, etc.

For the goal of money, you can include details such as the amount you want to have as a whole, the number of companies or businesses you own, your contact persons, etc.

Always have things and items to be measured so you can understand how close you are to getting your goals. If your goal is to earn $100,000 a month, then you know you’re halfway there if you’re already earning $50,000 a month.

Being Attainable and Realistic
Only set goals that can possibly be accomplished.

Some people set goals that are too high to reach, that they are almost setting up things that are impossible.

Make sure you only set objectives that you can reach within a given amount of time, provided the current resources and capabilities you have.

Some examples of impossible goals are doubling your salary overnight, getting a promotion higher than your boss’s position, etc.

Some goals can be achieved faster compared to others if you have some strengths and paths to back these up.

Always include a strategic plan for big objectives.

Time-Bound
Set deadlines to achieve your goals or else you’ll never going to finish anything.

Stay specific when setting timelines and schedules.

For example, indicate things like “To spend an hour with my wife everyday starting tomorrow (indicate exact date and year)”.

Setting the exact time and date will spur you to start working on your goals, instead of putting it off for another available time.

Some goals can take years to accomplish so it is wiser to break these down into smaller objectives, still complete with deadlines.

You can finish everything in a sequence to finally reach the biggest one.

Your Brain Performs Better, If You Feel Better!

It has been said that through meditation, you are able to calm not only your body but your mind as well. It may sound too difficult to try, however, there are ways to make meditation as simple as possible.

This article for those who are hesitant to meditate because of the perception that meditation is a difficult process.

It may be true that in order to perfect your meditation skills you need to practice it for years, however, you can still begin with the simplest relaxation techniques.

This will surely make you feel better, your brain relaxed a little and your whole being is rejuvenated.

Meditation is a good way to reduce stress; and as you all know; we can think better if we are not stressed. As many researches have pointed out, you can suffer from brain damage if you are exposed to constant stress.

Now, isn’t meditation just the right boost to your brain power?
Through mediation, your concentration will be strengthened, thus you can fully focus on any mental activity that you are working on.

So you should learn to control your mind and use it efficiently for your own goals, do this by starting with breath techniques moving further to simple meditation.

Breath Watching

Find a spot where you can sit and relax comfortably. There, give close attention to your breathing for a few seconds.

Basically, you just have to clear your mind for a moment and have a quiet time on your own. Here are a few tips to assist you.

1) Find your spot

Since you are only a beginner, you may want to find a quiet place where you can meditate.

As you become more expert in meditation, you will notice that you can already meditate anywhere you want to.

For the meantime, find a spot where you can feel at peace.

2) Be comfortable

Look for your position which will keep you at ease but not asleep.

For most people, crossing their legs is their meditation position.

If you are the kind of person who can lie down without falling asleep, you may also try lying down for this may be your most comfortable position.

Just keep yourself perfectly still and comfortable but not asleep – this should be your meditation position.

3) Let Go of the Tension

Observe which part of your body is most tensed. You should learn how to tense up those parts and then release the tension in such part.

You may experience the release as your body begins to be drained from all the tension. If you repeat the process, you will later on learn how to relax easily.

4) Breathe properly

Breathe properly through your nose. In doing so, the air can easily pass through your lungs.

You may notice that your diaphragm, abdomen and chest expand more when you breathe through your nose.

This is how you should breathe.

5) Pay attention

There may be instances when your mind may be disturbed by other thoughts, but you should always remind yourself to go back into paying special attention to your breathing.

With constant reminder, the thoughts that may disturb you will soon fade away.

You may want to perform this meditation for at least five minutes. And then as you practice it more and more each day, you may want to perform it for a longer time.

You should then be able to realize that these meditations can really help you clear your mind and increase your focus.

By feeling better, your brain also performs better.

Secrets on Finding Your Passion at Work

Finding your passion at work is the key to ensure lifelong happiness, contentment and good health.

When you love what you do, it matters less how much money you have in the bank. You look forward each day that comes with zest and excitement.

You feel your work and everything else in life is full of adventure, opportunities and satisfaction. You are at your best health, you sleep well, and you feel rejuvenated and inspired.

Russian author Fyodor Dostoyevsky had similar opinions on this effect on a working individual. While he was in prison for expressing negative views against the authorities, he was moved by the misery of prisoners who were tasked to transfer a huge pile of sand all day. He had observed that this group of prisoners was the one who tried to escape thru the electrified barbed-wire fence or committed suicide.  The other group of prisoners on the other hand was tasked to build a railroad. They appear to be happier and satisfied, in fact he had heard them singing while at work.

To find passion at work, you must be in the right job where you are given the freedom to become a better and wiser person than you are at the present.

And to find the right job, you must be honest with your feelings and thoughts. You must know the things that matter to you and that will really make you happy and content.

Take time to incorporate your thoughts and feelings, your sense of individuality, your weaknesses, strengths, the thing that annoy you, excites you, and what you do effortlessly and naturally.

Knowing what you want and having the courage to go for it helps your mind and feelings accomplish your objective.

You must also make sure that the work you have provides your needs.

Many people quit their jobs because they feel unappreciated, too busy and drained (signs of poor boundaries), unchallenged, and more. It is important for you to examine your needs as it is similar to having the right nutrients in your diet.

Fine-tuning your personal needs with the rewards of work gives you security and contentment. Thus, making you more inspired and motivated.

A work with passion is a work that expresses love.

This love is not the romantic love but the love that is conduit to expressing goodwill to others and the community and yet you get paid at the same time.

When your work is one that spreads the love to others, you feel prouder of yourself.

To find passion at work, you can re-examine your roles and how it contributes for greater work.

Then, remind yourself of those thoughts every now and then.

Some fears are born from abuses and mistreatment we have received from our parents, teachers, former employers, co-workers and other people.

These fears oftentimes restrict us to become completely happy and passionate about our work.

A lot of people feel empty because they are guilty of the past. They feel there is no possibility of finding the work they love and thus, they only give half of their hearts to it.

Finding your passion at work also means letting go of the monsters of the past.

When you liberate yourself from negative thoughts out of unpleasant past experiences, you will become more open to experiences that will transform you to a more mature individual – someone that is willing to accept responsibility of changing her life thru her own hands and cooperate with positive people to achieve mutually desirable goals.